Guidebook To Better

C.R.E.D.I.T.

The Expedition To A Better Credit Score

What Is C.R.E.D.I.T.?

Credit Utilization

Payment History

Derogatory Marks

Age of Credit

Total Accounts

Credit Inquiries

Write your awesome label here.

What Is Credit Utilization?

In order to accomplish anything financially - from saving a few dollars to creating massive wealth - we need to master our cash flow and regularly have a surplus so that we can fully invest in our future.

Rating

Poor

Fair

Good

Very Good

Excellent

Score Range

300-579

50-669

670-739

740-799

800-850

Credit Utilization

75%+

50-75%

30-49%

10-29%

0-9%

Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.

What Is Payment History?

The one thing that’s predictable about life is that it’s unpredictable. We work so hard, for so long. We can’t let one thing undo everything that we’ve accomplished. Protect what matters most to you. Secure what you’ve earned.

Rating

Poor

Fair

Good

Very Good

Excellent

Score Range

300-579

50-669

670-739

740-799

800-850

Payment History

<97%

97%

98%

99%

100%

Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
ssd
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.

What Are Derogatory Marks?

To increase your net worth, we want to build up your assets and shed as many liabilities as possible. Getting rid of debt can not only make you worth more, but it can free you from stress. A solid, strong, positive net worth puts you in full control over your life.

Rating

Poor

Fair

Good

Very Good

Excellent

Score Range

300-579

50-669

670-739

740-799

800-850

Derogatory Marks

4+

2-3

1

<1

0

Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.

What Is Age Of Credit?

You’ve worked hard for your assets. It's time to make your assets work for you. Maximizing wealth goes beyond traditional investing. Get access to the strategies and tools that the wealthiest people use. Unleash the potential of your assets and unlock a future of possibilities.

Rating

Poor

Fair

Good

Very Good

Excellent

Score Range

300-579

50-669

670-739

740-799

800-850

Age Of Credit History

<2 years

2-4 years

5-6 years

7-8 years

9+ years

Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.

What Are Total Accounts?

Imagine a life where you're in control of your own destiny... where you have the freedom to pursue your passions and dreams. That is financial independence. But Beyond Financial Independence is not just about getting there... it’s about how to continue the expedition to fully live the life that you dreamed of.

Rating

Poor

Fair

Good

Very Good

Excellent

Score Range

300-579

50-669

670-739

740-799

800-850

Total Accounts

0-5

6-10

8-12

11-20

21+

Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.

What Is C.R.E.D.I.T.?

Credit Resources Education Development Improvement & Tools

How Does This Work?

Each phase has a dedicated course to introduce you to the many of the tips and topics that you’ll need to understand. Of course, you might just find yourself fascinated by the many opportunities in any phase. But if your curiosity and passion go deeper, below the course are videos, podcast episodes, articles and more that dive into more specific tips, insights, and topics.

Write your awesome label here.
Write your awesome label here.

How To Get Your Credit Score For Free

Maybe you're confused about where to start or what areas to focus on. The assessment can be a great place to start. Simply answer the questions as honestly as you can, and it will help identify which area of CLIMB you should dive into. 

An Easy Way To Start Now

Write your awesome label here.
Write your awesome label here.

Remember THIS While Improving Your Credit!

Maybe you're confused about where to start or what areas to focus on. The assessment can be a great place to start. Simply answer the questions as honestly as you can, and it will help identify which area of CLIMB you should dive into. 

What You Need For Each Score Range

Rating

Poor

Fair

Good

Very Good