1. SERVICES. Expedition Money (see Contact Information) delivers financial wellbeing services and other related programs and services, (collectively, “Program”) through the website www.expedition.money (“website”) to businesses, institutions, facilities and other organizations (the “Subscribers”), which in turn, make the Program available to their members, employees, members, clients and/or other end users (the “Participants” or “You”). These Terms and Conditions (as amended or modified from time-to-time, the “Terms and Conditions”) govern Your use of the Program and the website.

2. USE BY MINORS (USERS UNDER THE AGE OF 18). The website and the Program are not intended for use by any individual under the age of 18 (a “Minor”). Expedition Money specifically disclaims any and all responsibility or obligation to monitor or verify the age or legal status of any Participant. Expedition Money shall have no liability resulting from any use of the website or the Program by any Minor.

3. NO AGENCY RELATIONSHIP. Use of the Program or the website by a Subscriber or a Participant does not create an agent or agency relationship between either Expedition Money and any Subscriber or between Expedition Money and any Participant. As such, Expedition Money is not an authorized agent of any Subscriber or any Participant and, therefore, cannot enter into arrangements on behalf of, or otherwise bind, any Subscriber or any Participant. Likewise, no Subscriber or Participant is an authorized agent of Expedition Money and, therefore, cannot enter into arrangements on behalf of, or otherwise bind, Expedition Money.

4. AGREEMENT TO BE BOUND. PLEASE READ THIS POLICY CAREFULLY BEFORE ACCESSING OR USING THE PROGRAM OR THE WEBSITE. BY ACCESSING OR USING THE PROGRAM OR THE WEBSITE, YOU, AS A PARTICIPANT, AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH HEREIN AND AGREE TO COMPLY WITH THE TERMS AND CONDITIONS SET FORTH HEREIN (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMERS SET FORTH ABOVE AND BELOW). IF YOU ARE NOT WILLING TO BE BOUND BY AND COMPLY WITH THESE TERMS AND CONDITIONS, YOU SHOULD NOT ACCESS OR USE THE PROGRAM OR THE WEBSITE. EXPEDITION MONEY MAY MODIFY THESE TERMS AND CONDITIONS AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON THE EARLIER OF THE POSTING OF THE MODIFIED POLICY OR YOUR NOTIFICATION OF SUCH MODIFICATIONS. YOU AGREE TO REVIEW THESE TERMS AND CONDITIONS PERIODICALLY AND YOUR CONTINUED ACCESS OR USE OF THE PROGRAM OR THE WEBSITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF ANY MODIFIED TERMS AND CONDITIONS.

5. NO ADVICE; NO OBLIGATION TO MONITOR. PARTICIPANTS USE THE WEBSITE AND THE PROGRAM AT THEIR OWN RISK. EXPEDITION MONEY DOES NOT PROVIDE LEGAL, INVESTMENT, TAX, FINANCIAL, TRADING OR OTHER ADVICE. THE INFORMATION PROVIDED ON THE WEBSITE AND IN THE PROGRAM IS FOR GENERAL EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED TO BE ADVICE OF ANY NATURE OR TO FORM THE BASIS OF SPECIFIC FINANCIAL, LEGAL, TAX, TRADING OR INVESTMENT ACTIVITIES OR TRANSACTIONS. THE INFORMATION PROVIDED ON THE WEBSITE IS NOT SPECIFIC TO YOU OR YOUR CIRCUMSTANCES. EXPEDITION MONEY IS NOT A REGISTERED INVESTMENT ADVISOR, BROKER/DEALER, FINANCIAL ANALYST, FINANCIAL BANK, FINANCIAL INSTITUTION, SECURITIES BROKER, FINANCIAL PLANNER OR SIMILAR ADVISOR, PLANNER OR CONSULTANT. BEFORE USING THE PROGRAM OR THE WEBSITE TO MAKE AN INVESTMENT DECISION, YOU SHOULD SEEK THE ADVICE OF A QUALIFIED AND REGISTERED SECURITIES, INVESTMENT AND/OR FINANCIAL PROFESSIONAL, LEGAL PROFESSIONAL AND/OR TAX PROFESSIONAL AND UNDERTAKE YOUR OWN DUE DILIGENCE. NONE OF THE INFORMATION ON THE WEBSITE IS INTENDED AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS A RECOMMENDATION, ENDORSEMENT, OR SPONSORSHIP OF ANY SECURITY, COMPANY, OR FUND. EXPEDITION MONEY IS NOT RESPONSIBLE FOR ANY INVESTMENT DECISION MADE BY YOU. YOU ARE RESPONSIBLE FOR YOUR OWN INVESTMENT RESEARCH AND INVESTMENT DECISIONS. WHILE EXPEDITION MONEY BELIEVES THAT THE INFORMATION PROVIDED THROUGH THE PROGRAM AND THE WEBSITE IS CURRENT AND RELIABLE, EXPEDITION MONEY CANNOT AND DOES NOT MAKE ANY SUCH GUARANTEE OR WARRANTY. FURTHERMORE, EXPEDITION MONEY CANNOT AND DOES NOT GUARANTEE OR WARRANT ANY INFORMATION THAT YOU MIGHT RECEIVE THROUGH THE PROGRAM OR THE WEBSITE FROM OTHER PARTICIPANTS OR PROVIDERS OF INFORMATION. EXPEDITION MONEY SHALL NOT BE LIABLE TO YOU FOR YOUR RELIANCE ON ANY INFORMATION OBTAINED THROUGH THE USE OF THE PROGRAM OR THE WEBSITE, AND EXPEDITION MONEY DISCLAIMS ALL LIABILITY IN CONNECTION WITH SUCH INFORMATION AND ANY PRODUCTS OR SERVICES THAT YOU MIGHT RECEIVE FROM ANY PROFESSIONAL THAT EXPEDITION MONEY MAY ASSIST YOU IN LOCATING, AS WELL AS ANY COSTS IN CONNECTION WITH SUCH PRODUCTS OR SERVICES. THIS DISCLAIMER SHALL NOT EXTEND TO DAMAGES CAUSED DIRECTLY AND SOLELY BY EXPEDITION MONEY’S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT.

6. WARRANTY DISCLAIMER. YOU ACKNOWLEDGE AND AGREE THAT EXPEDITION MONEY PROVIDES THE PROGRAM, THE WEBSITE AND ANY AND ALL EQUIPMENT OR DEVICES RECEIVED BY YOU AS PART OF YOUR PARTICIPATION IN THE PROGRAM AND THE WEBSITE “AS IS” AND “WITHOUT WARRANTY” OF ANY NATURE OR KIND. EXPEDITION MONEY GRANTS NO, AND EXPEDITION MONEY HEREBY DISCLAIMS ALL, WARRANTIES, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, WITH RESPECT TO THE PROGRAM, THE WEBSITE AND ONLINE SERVICE SOFTWARE (IF ANY) PROVIDED TO YOU, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. EXPEDITION MONEY DOES NOT WARRANT THAT (I) YOUR USE OF THE PROGRAM, THE WEBSITE OR ONLINE SERVICE SOFTWARE (IF ANY) WILL BE UNINTERRUPTED, ALWAYS AVAILABLE OR ERROR FREE OR WILL MEET YOUR REQUIREMENTS OR NEEDS, (II) ANY OR ALL DEFECTS OR ERRORS IN THE PROGRAM, THE WEBSITE OR ONLINE SERVICE SOFTWARE (IF ANY) WILL BE CORRECTED, OR (III) THAT THE PROGRAM OR THE INFORMATION PROVIDED ON THE WEBSITE IS ACCURATE, CURRENT OR COMPLETE. 

7. LIMITATION OF LIABILITY. IN NO EVENT SHALL EXPEDITION MONEY BE LIABLE (I) TO YOU FOR ANY PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR OTHER INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF DATA, LOSS OF INCOME, LOSS OF PROFIT, LOSS OF ASSET VALUE, LOSS OF PROGRAMS, COST OF PROCUREMENT OF SUBSTITUTE SERVICES OR COST OF SERVICE INTERRUPTIONS) ARISING OUT OF OR RELATED TO THE USE OF OR INABILITY TO USE THE PROGRAM, THE WEBSITE, THE ONLINE SERVICE SOFTWARE (IF ANY) AND ANY AND ALL EQUIPMENT OR DEVICES RECEIVED BY YOU AS PART OF YOUR PARTICIPATION IN THE PROGRAM, EVEN IF EXPEDITION MONEY OR ITS AGENTS OR REPRESENTATIVES KNOW OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR (II) TO ANY PERSON OTHER THAN YOU FOR ANY DAMAGES WHATSOEVER. IN ADDITION, EXPEDITION MONEY DISCLAIMS ALL LIABILITY, REGARDLESS OF THE FORM OF ACTION, FOR THE ACTS OR OMISSIONS OF OTHER PARTICIPANTS OR UNAUTHORIZED USERS (E.G., “HACKERS”) OF THE PROGRAM OR THE WEBSITE EXCEPT WHERE DUE TO EXPEDITION MONEY’S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT. IN NO EVENT SHALL EXPEDITION MONEY BE LIABLE TO YOU OR ANYONE ELSE FOR ANY AMOUNT IN EXCESS OF THE AMOUNTS PAID BY YOU (OR BY A THIRD PARTY ON YOUR BEHALF, AND ONLY TO THE EXTENT SUCH AMOUNT IS DIRECTLY ATTRIBUTABLE TO YOU AND NOT ANOTHER PARTICIPANT) TO EXPEDITION MONEY FOR ACCESS TO THE PROGRAM AND THE WEBSITE.

8. RELEASE AND WAIVER. EXCEPT TO THE LIMITED EXTENT EXPRESSLY AGREED IN SECTION 7 OF THE TERMS AND CONDITIONS, YOU HEREBY WAIVE AND RELEASE EXPEDITION MONEY FROM AND AGREE TO HOLD EXPEDITION MONEY HARMLESS FROM AND AGREE TO INDEMNIFY EXPEDITION MONEY AGAINST ANY AND ALL PRESENT AND FUTURE CLAIMS OR CAUSES OF ACTION WHATSOEVER AND ANY AND ALL LIABILITY FOR ANY LOSS OR PERSONAL INJURY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, LOSS OF INCOME, LOSS OF PROFIT, LOSS OF ASSET VALUE, OR LOSS OF NET WORTH THAT MAY ARISE FROM OR RELATE TO YOUR PARTICIPATION IN THE PROGRAM OR THE WEBSITE. THIS RELEASE SHALL BE BINDING UPON YOUR HEIRS, ADMINISTRATORS, EXECUTORS AND ASSIGNS.

9. STATE BY STATE VARIATION. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES OR THE LIMITATION ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE.

10. EQUIPMENT. You are responsible for providing and obtaining all third party software and personal computing and communications equipment necessary to gain access to Expedition Money and the website.

11. LINKS TO OTHER WEBSITES. As a convenience to You, Expedition Money may provide links to other websites as Expedition Money deems appropriate. Any decision of Expedition Money to link to third party websites is not, and shall not be construed as, an endorsement of the content included in the linked website. Furthermore, Expedition Money is not responsible for the content of linked third-party websites, and Expedition Money does not make any representation or warranty regarding the content, completeness, currency or accuracy of material on third party websites. If You decide to access linked third-party websites, You do so at Your own risk.

12. INTERNET SERVICE PROVIDER CHARGES AND OTHER CHARGES. You are responsible for all telephone, cable or other internet service provider charges incurred by You for connecting to the Program or the website, and Expedition Money assumes no responsibility or liability for any such charges, including, but not limited to, long distance charges, per minute (or unit) surcharges, and/or equipment or line costs, incurred by You while accessing the Program or the website. Any dispute or problem regarding telephone or internet provider services are strictly between You and Your telephone and/or internet service provider.

13. TEXT MESSAGING (SMS). By subscribing to or entering Your mobile number upon registration or in Your profile page, You consent to receiving SMS messages from Expedition Money, including text messages from Expedition Money which may include offers from us, our affiliates, and partners. You can unsubscribe at any time from receiving text messages by removing Your mobile number from Your profile page. You represent that You are the owner, or authorized user of the wireless device You use to subscribe to the service, and that You are authorized to approve the applicable charges. Your wireless carrier's standard messaging rates apply to Your entry or submission SMS message, our confirmation and all subsequent SMS correspondence. Expedition Money will not charge You for any content; however, downloadable content may incur additional charges from Your wireless carrier. Please contact Your wireless carrier for information about Your messaging and data plan. Your carrier may impose message or charge limitations on your account that are outside of our control. All charges are billed by and payable to Your wireless carrier. Expedition Money will not be liable for any delays or failures in Your receipt of any SMS messages as delivery is subject to effective transmission from Your network operator and processing by Your mobile device. SMS message services are provided on an AS IS, AS AVAILABLE basis. 

14. ONLINE COMMUNITY USAGE. You fully understand that the activities, discussions and communications within the Program or the website occur in real-time and therefore cannot be monitored, edited, censored or otherwise controlled by Expedition Money or Subscribers. Notwithstanding the foregoing, however, Expedition Money, in its sole discretion, reserves the right to monitor any and all activities within the Program and the website. Furthermore, Expedition Money reserves the right to remove, in its sole discretion, any content that is deemed harmful, offensive, or otherwise in violation of these Terms and Conditions.

15. ACCESS; USE; COMMUNICATION CONTENT. To avoid abusive and offensive content within the Program and the website (and the online communities contained herein), Expedition Money has established the following rules of usage. The sender of any communication in or through the Program or the website shall be solely responsible for the content and information contained therein, including, without limitation, its truthfulness, accuracy and completeness. Although Expedition Money reserves the rights to monitor, record, edit or remove any content within the Program or the website, Expedition Money has no obligation or responsibility to do so. In addition, Expedition Money shall not be liable or responsible to any Participant, Subscriber or any other person or entity for the performance or non-performance of the monitoring, recording, editing or removal activities mentioned above. You agree that You will not:

•Permit any other person (other than an agent acting solely on Your behalf and subject to Your direct supervision) to access the Program or the website using Your account or login credentials for any purpose.

•Unless You are acting solely on behalf another person pursuant a written agency agreement between You and such other person authorizing You to access such other person’s account, access or attempt to access any other person’s account for the Program or the website, including, without limitation, by using or attempting to use another person’s credentials to create an account for the Program or the website or to access another person’s account or other information.

•Post or transmit any message that is or could be construed as libelous, defamatory or that discloses or could be construed as disclosing private or personal matters concerning any person.

•Post or transmit any message, data, image, program or information that is or could be construed as indecent, offensive, obscene or pornographic. Expedition Money reserves the right to take such action, as it deems appropriate, in its sole discretion, in cases where the Program or the website are used to disseminate any message, data, image, program or information that is or could be construed as indecent, offensive, obscene or pornographic.

•Post or transmit any message, data, image, program or information that would violate the property or privacy rights of others, including, without limitation, unauthorized copyrighted text, images, or programs, trade secrets or other confidential, proprietary or personal information, or trademarks or service marks used in an infringing or misappropriating fashion.

•Interfere with any other Participant’s use of the Program or the website, including, without limitation, disrupting the normal flow of dialogue in a discussion thread or chat room.

•Intentionally post or transmit to or through the Program or the website any file that contains a virus, bug, worm, Trojan horse, disabling device or any other contaminating or destructive feature.

•Post or transmit any message that is or could be construed as harmful, threatening, abusive or hateful. Relatedly, Expedition Money does not intend to discourage You or other Participants from taking controversial positions or expressing vigorously what may be unpopular views; provided, however, that Expedition Money reserves the right to take such action, as it deems appropriate, in its sole discretion, in cases where the Program or the website are used to disseminate statements that are or could be construed as harmful, threatening, abusive or hateful.

•Post chain letters or emails or pyramid schemes or any other solicitations within the Program or the website.

•Post the same note or comment more than once. The generally accepted word for posting many times on one topic is “spamming.” Spamming is strictly prohibited.

•Violate any policy or procedure of any Subscriber or any third party website linked in the Program or the website.

•Engage in any other conduct that restricts or inhibits any other person from using or enjoying the Program or the website, or that, in the sole judgment of Expedition Money, exposes Expedition Money or any Subscriber to any liability or detriment of any nature, kind or type.

16. OWNERSHIP AND RIGHTS. Expedition Money owns and retains all copyrights and other proprietary and intellectual property rights in the Program, the website and the Online Service software (if any), including, without limitation, the content thereof. Except as otherwise expressly provided, all copyrightable material displayed on, or downloaded from, the website is copyrighted and may not be copied, performed, displayed, distributed, published, redistributed, transmitted or re-transmitted without the permission of Expedition Money and, if the copyright owner is someone other than Expedition Money, the copyright owner. You may not remove, alter or cover any copyright or other proprietary rights notices placed on or in the Online Service software (if any) or materials in the Program or on the website. All rights not expressly granted to You in these Terms and Conditions shall remain in Expedition Money.

17. VIOLATION OF TERMS AND CONDITIONS. In addition to any other rights any remedies available to Expedition Money, Expedition Money reserves the right to terminate any Participant’s right to use the Program or the website if Expedition Money believes, in its sole discretion, that such Participant has violated the Terms and Conditions.

18. PERSONAL INFORMATION. Any identifiable information in electronic communications to or through the Program or the website is governed by the website’s Privacy Policy. Expedition Money shall be free to use or copy all other information in any such communications, including any ideas, inventions, concepts, techniques, know-how or other intellectual property disclosed in the Program or the website for any purposes. Such purposes may include disclosure to third parties and/or developing, manufacturing and/or marketing goods and services.

19. TRADEMARKS/TRADENAMES. All trademarks, service marks, trade names, logos and graphics (“Marks”) used in the Program or the website are registered or common law trademarks of Expedition Money in the United States and internationally, unless otherwise indicated. You may not make any use of Marks without the prior written consent of Expedition Money.

20. NO FINANCIAL OWNERSHIP ARRANGEMENTS. Expedition Money has no financial ownership arrangements with other organizations for the advertising, marketing or provision of goods and services offered by Expedition Money.

21. PRIVACY POLICY. Your use of the Program or the website is also subject to the Privacy Policy. Please review the Privacy Policy prior to use of the Program or the website.

22. GENERAL PROVISIONS. The Terms and Conditions, accepted upon first accessing the Program or the website, and any other policies, terms and conditions or other documents and agreements that You may accept and agree to in the future, contain the entire agreement between You and Expedition Money regarding the use of the Program, the website and the Online Service software (if any) and may only be amended by Expedition Money pursuant to Section 4 of the Terms and Conditions or by a writing signed by You and an authorized official of Expedition Money. Unless otherwise explicitly stated, the provisions of the Terms and Conditions will survive termination of Your access to, and use of, the Program or the website. The Terms and Conditions shall be governed by, and construed in accordance with, the laws of the State of Illinois (without regard to the conflict of laws rules of the State of Illinois). You agree that any claim or cause of action arising out of or related to Your use of the Program, the website and the Online Service software (if any) shall be brought exclusively in the courts of the State of Illinois sitting in Lake County, Illinois or the United States District Court for the Northern District of Illinois and the appellate courts having jurisdiction over appeals from such courts.

23. CONTACT INFORMATION.  

This program is provided by Expedition Money, and its vendors, including, without limitation, (collectively referred to herein as “Expedition Money” or “We”).
To ask questions about these Terms and Conditions, contact us at: 

info@expedition.money

Expedition Money

17 Seneca Ave W

Hawthorn Woods, IL 60047

or via our number: 

(224) 208-5505