Your Expedition To A Better Credit Score

C.R.E.D.I.T.

What Is C.R.E.D.I.T.?

Credit Utilization

Payment History

Derogatory Marks

Age Of Credit

Total Accounts

Credit Inquiries

Credit Inquiries

9+

5-8

3-4

1-2

0

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What Are Credit Inquiries?

Credit inquiries refer to instances where a creditor or lender checks your credit report in response to your application for credit or a loan. These inquiries are categorized as either hard inquiries, which can temporarily lower your credit score, or soft inquiries, which do not impact your credit score.