Your Expedition To A Better Credit Score

C.R.E.D.I.T.

What Is C.R.E.D.I.T.?

Credit Utilization

Payment History

Derogatory Marks

Age Of Credit

Total Accounts

Credit Inquiries

Total Accounts

0-5

6-10

8-12

11-20

21+

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What Are Total Accounts?

Total number of accounts refers to the sum of all credit and loan accounts listed on your credit report, including credit cards, mortgages, auto loans, and personal loans. This metric gives lenders an overview of your credit usage and diversification, influencing your creditworthiness and credit score.