Where To Start Your C.L.I.M.B.

Want to know where to start?

Find your next step here!

High Priority Next Steps

CATEGORY
RECOMMENDATIONS
RESOURCES
Spending

 Aggressively cut spending

Income

 Get a quick side hustle

Debt

 Use a debt payoff strategy

 Look at debt consolidation

 Consider debt management

 Evaluate bankruptcy

Health Insurance

 Get an Affordable Care Act policy

 Look at Health Sharing Account

Life Insurance

 Evaluate if you have any insurance needs

 Shop for a small term insurance policy

Disability Insurance

 See if your employer offers group disability policy

 Get a very basic disability insurance policy

Property Insurance

 Get the most basic property insurance policy

Credit

 Become and authorized user on an account

 Sign up for a free credit booster

 Get a small credit builder loan

 Improve payment history

Retirement

 Setup a 401(k) at your employer

 Setup a Roth or Traditional IRA account

Guidance

 Contact a financial coach for assistance

Saving

 Open a basic savings account

Medium Priority Next Steps

CATEGORY
RECOMMENDATIONS
RESOURCES
Spending

 Review and cut spending

Income

 Look at extra income, hours, or promotions

 Consider job move

 Consider side hustles

Debt

 Use debt payoff strategy

 Consider debt consolidation

Health Insurance

 Increase your insurance coverage & deductible

Life Insurance

 Get a larger term policy with convertibility

Disability Insurance

 Get coverage through employer group policy

Property Insurance

 Increase coverage and raise deductible

 Shop around for lower rates

Retirement

 Increase your account contribution

 Setup automatic annual contribution increases

 Consider side hustles

Direction

 Speak with a financial coach to design a strategy

Saving

 Setup automatic monthly savings

 Start a $3,000 cash account

Net Worth

 Level up your investing

Want to know where to start?
Find your next step here!